Grievance Policy

Zumosun Soft Invention Pvt. Ltd.

ZUMOSUN GRIEVANCE POLICY

Applicable from 10th November 2020

1. Introduction

In this competitive market scenario, it is imperative for Zumosun Soft Invention Private Limited (‘Zumosun’ or the ‘Company’) to have a robust mechanism in place to resolve/address customer complaints. Zumosun aims to provide the highest quality of customer service to ensure continued customer satisfaction, retention and sustained growth of the business. This policy outlines a structured grievance redressal mechanism for Zumosunto have an ongoing and focused approach towards customer service. and operationalize a mechanism for effective redressal of customer grievances.

2. Objective

Zumosun, through a comprehensive Customer Grievance Redressal Policy, intends to put in place systems, procedures and review mechanism for minimizing instances of customer complaints and grievances and to ensure their prompt redressal. The key objectives of this policy are as under:

  • Ensure unbiased, fair and just treatment to customers on an ongoing basis

  • Consistently assess the impact of services in order to serve customers better

  • Provide customers formal and informal channels for feedback and suggestions

  • Put in place a formal grievance redressal mechanism for customers and educating them

  • Ensure speedy and efficient resolution of customer issues with adherence to basic principles of transparency and integrity

  • Educate the customers about alternate escalation mechanisms for the resolution of the complaints/ issues if they are not satisfied with the first response

  • Protecting users personal information against any unauthorized usage

 

3. Fraud Management

Customers may report any unauthorised transactions, suspicious calls, messages or emails at the below email address, to ensure that our team can take appropriate action in a timely manner.

Email Id: fraud@zumosun.com

First Response Time: Within 24 hours (1 working day)

4. Limited Liability of Customers

Customers will be able to lodge complaints regarding unauthorised payment transactions through the available channels. A customer’s liability arising out of an unauthorised payment transaction will be limited to:

 

S. No.

Particulars

Maximum Liability of Customer

(a)

Contributory fraud / negligence / deficiency on our part

Zero

(b)

When a customer notifies us of unauthorised transaction in case of third party breach where the deficiency lies neither with Zumosun nor with the customer but lies elsewhere in the system. The per transaction customer liability in such cases will depend on the number of days lapsed between the receipt of transaction communication by the customer from us and the reporting of the unauthorised transaction by the customer to us –

 

i. Within 3 days*

Zero

ii. Within 4 to 7 days*

Transaction value or ₹ 10,000/- per transaction, whichever is lower

iii. Beyond 7 days*

Zero

(c)

In cases where the loss is due to negligence by a customer, such as where he/she has shared the payment credentials, the customer will bear the entire loss until he/she reports the unauthorised transaction to us. Any loss occurring after the reporting of the unauthorised transaction shall be borne by us.

  

5. Redressal mechanism for grievances raised

Level 1

Call helpline number for general inquiries or complaints

Phone:0120-4910010 (Paid Number)

Operational from Monday to Saturday between 9 AM to 6 PM (excluding national holidays)

First Resolution Time: 4 working days

If any case needs additional time, TrueBalance will inform the reason for the delay to the customers and will provide the expected timelines for resolution of the issue.

Register queries through App: Raise your concern through the help section in the app

Level 2

First Response Time: Within 48 hours (2 working days)

Phone:0141-4910010

Operational from Monday to Saturday between 9 AM to 6 PM (excluding national holidays)

First Resolution Time: 4 working days

If any case needs additional time, TrueBalance will inform the reason for the delay to the customers and will provide the expected timelines for resolution of the issue

Level 3

Email at ‘info@zumosun.com’ with registered mobile number

First Response Time: Within 48 hours (2 working days)

Address: Zumosun Soft Invention Private Limited, B-4/193, Chitrakoot Scheme, Vaishali Nagar, Jaipur, Rajasthan, India-302021

First Resolution Time: 4 working days

If any case needs additional time, TrueBalance will inform the reason for the delay to the customers and will provide the expected timelines for resolution of the issue.

Level 4

If the customer’s issue is not resolved even after contacting various complaint resolution channels or in the timelines mentioned above or if the customer is not satisfied with the response, he/she can reach out to –

Customer Grievance Nodal Officer – Prakash Chand Sharma

Email: info@zumosun.com

Contact No. 9116098980 (Timing: 9:30 AM to 6:00 PM)

Address: Zumosun Soft Invention Private Limited, B-4/193, Chitrakoot Scheme, Vaishali Nagar, Jaipur, Rajasthan, India-302021

First response time: 2 business days

Resolution time: Less than 30 days

 

 6. Registration & Tracking of Complaints

 

 

Complaint Channels

Through ‘Help’/ ‘Contact Us’ sections in the app

Through emails: info@zumosun.com

Online grievances through the ‘Help’ section on Zumosun Soft website www.zumosun.com

Customer care number:- 0141-4910010

Operational from Monday to Saturday between 9 AM to 6 PM (excluding national holidays)

Complaints received through government grievance portals

 

Complaint Ticket

The customer will be given an acknowledgement/ticket bearing a reference number for all future communication around the particular complaint, within 1 working day

All customer complaints received through digital channels will be acknowledged through email

 

 

Complaint Tracking

An automated system will be devised to record digitally the customer complaints received through multiple channels, which will also be accessible to monitor and update the status of the complaint

Each of these complaints will be assigned a unique tracking number which will be shared with the customer for future reference and monitoring purpose

Note – escalations without a complaint reference number will not be treated as complaints

Complaint Resolution Timelines

For general complaints, as per the timelines mentioned in the escalation matrix

 

7. Record Keeping

The record pertaining to customer complaints shall be maintained for a minimum period of 10 years from the date of resolution. Moreover, timely backup of system data of complaints shall be taken to ensure the availability of data at all times. All matters subject to the jurisdiction of Jaipur, Rajasthan, India-302021

 

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